As the federal government shutdown continues, its ripple effects are being felt across the housing market—from delays in NFIP flood insurance renewals to disruptions in mortgage underwriting and loan processing.

While much of the national focus has been on the flood insurance program, the reality is that the impact is much broader. REALTORS® are reporting delayed closings, lost rate locks, and stalled transactions due to unavailable federal housing services or furloughed staff.

We want to hear from you. If you or your clients have been affected by the shutdown, please take a moment to share your experience. Your stories help us advocate more effectively on your behalf at the state and national levels.